Top Up Health Insurance

Top-up health insurance is a type of health insurance coverage that provides additional coverage over and above your existing basic health insurance policy. as it helps policyholders to enhance their health insurance coverage without having to pay for a full-fledged health insurance policy.

Features of Top-up Health Insurance in India:

1. Enhances Coverage: Top-up health insurance enhances the coverage of your existing health insurance policy,

2. Lower Premiums: The premiums for top-up health insurance are lower compared to a standalone health insurance policy.

3. Deductible: Top-up health insurance works on a deductible basis, meaning that it only comes into effect after a specified amount, called the deductible, has been exceeded in your basic health insurance policy.

4. Wide Range of Coverage: Top-up health insurance policies in India cover a wide range of medical treatments and procedures.

Benefits of Top-up Health Insurance in India:

1. Affordability: Top-up health insurance provides an affordable way to enhance your existing health insurance coverage, without having to pay for a full-fledged health insurance policy.

2. Increased Coverage: With a top-up health insurance policy, you can increase your coverage and be better prepared to handle the financial burden of expensive medical treatments.

3. Tax Benefits: Top-up health insurance policies in India are eligible for tax benefits under Section 80D of the Income Tax Act.